* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; color: #0f172a; background: #f8fafc; }
a { color: inherit; text-decoration: none; }
img { display: block; }
.site { min-height: 100vh; background: #f8fafc; }
.container { width: min(1180px, calc(100% - 48px)); margin: 0 auto; }
.header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.88); border-bottom: 1px solid #e2e8f0; backdrop-filter: blur(14px); }
.header-inner { min-height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: flex; align-items: center; gap: 12px; }
.brand-mark { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 18px; background: #dbeafe; color: #1d4ed8; }
.brand-title { margin: 0; font-size: 18px; font-weight: 800; letter-spacing: -.02em; }
.brand-subtitle { margin: 2px 0 0; font-size: 12px; color: #64748b; }
.nav { display: flex; gap: 32px; font-size: 14px; font-weight: 650; color: #475569; }
.nav a:hover { color: #1d4ed8; }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 9px; border-radius: 999px; padding: 13px 24px; font-size: 14px; font-weight: 800; transition: .2s ease; border: 1px solid transparent; cursor: pointer; white-space: nowrap; }
.btn-primary { background: #1d4ed8; color: white; box-shadow: 0 20px 40px rgba(29,78,216,.22); }
.btn-primary:hover { background: #1e40af; transform: translateY(-1px); }
.btn-glass { background: rgba(255,255,255,.12); color: white; border-color: rgba(255,255,255,.28); backdrop-filter: blur(10px); }
.btn-glass:hover { background: rgba(255,255,255,.20); }
.btn-white { background: #fff; color: #1d4ed8; }
.btn-outline-white { color: white; border-color: rgba(147,197,253,.9); }
.btn-outline-white:hover { background: rgba(255,255,255,.10); }
.btn-whatsapp { color: white; background: #22c55e; border-color: #86efac; }
.btn-whatsapp:hover { background: #16a34a; }
.hero { position: relative; overflow: hidden; min-height: 720px; display: flex; align-items: center; }
.hero-bg { position: absolute; inset: 0; }
.hero-bg img { width: 100%; height: 100%; object-fit: cover; }
.hero-bg::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(2,6,23,.90), rgba(15,23,42,.74), rgba(15,23,42,.50)); }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1fr 1fr; align-items: center; gap: 56px; padding: 96px 0; }
.eyebrow { display: inline-flex; border: 1px solid rgba(255,255,255,.22); background: rgba(255,255,255,.12); border-radius: 999px; padding: 9px 16px; color: #bfdbfe; font-size: 14px; font-weight: 750; backdrop-filter: blur(10px); }
.hero h1 { margin: 22px 0 0; color: #fff; font-size: clamp(42px, 6vw, 72px); line-height: .98; letter-spacing: -.05em; }
.hero-copy { margin: 26px 0 0; max-width: 620px; color: #e2e8f0; font-size: 19px; line-height: 1.75; }
.hero-actions { margin-top: 34px; display: flex; flex-wrap: wrap; gap: 14px; }
.solution-card { border: 1px solid rgba(255,255,255,.13); background: rgba(255,255,255,.12); border-radius: 34px; padding: 34px; color: white; box-shadow: 0 30px 90px rgba(0,0,0,.25); backdrop-filter: blur(16px); }
.section-label { margin: 0; text-transform: uppercase; letter-spacing: .20em; color: #2563eb; font-size: 13px; font-weight: 850; }
.section-label.light { color: #bfdbfe; }
.solution-card h2 { margin: 12px 0 0; font-size: clamp(28px, 4vw, 40px); line-height: 1.1; letter-spacing: -.03em; }
.snapshot-list { margin-top: 28px; display: grid; gap: 14px; }
.snapshot-item { padding: 16px; border-radius: 20px; border: 1px solid rgba(255,255,255,.13); background: rgba(255,255,255,.12); backdrop-filter: blur(10px); display: flex; align-items: flex-start; gap: 12px; }
.snapshot-item h3 { margin: 0; font-size: 16px; }
.snapshot-item p { margin: 4px 0 0; color: #e2e8f0; font-size: 14px; line-height: 1.45; }
.check-wrap { color: #93c5fd; font-weight: 900; font-size: 18px; }
.section { padding: 88px 0; }
.section-white { background: #fff; }
.section-head { max-width: 720px; margin: 0 auto; text-align: center; }
.section-head h2, .split h2, .about-card h2, .contact h2 { margin: 12px 0 0; font-size: clamp(31px, 4vw, 46px); line-height: 1.12; letter-spacing: -.035em; }
.section-head p, .split p, .about-card p, .contact p { color: #64748b; line-height: 1.75; }
.loan-grid { margin-top: 52px; display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
.loan-card { background: #fff; border: 1px solid #e2e8f0; border-radius: 28px; padding: 22px; box-shadow: 0 12px 30px rgba(15,23,42,.05); transition: .22s ease; }
.loan-card:hover { transform: translateY(-6px); box-shadow: 0 24px 55px rgba(15,23,42,.10); }
.loan-image { overflow: hidden; border-radius: 22px; height: 170px; margin-bottom: 20px; }
.loan-image img { width: 100%; height: 100%; object-fit: cover; }
.loan-card h3 { margin: 0; font-size: 21px; letter-spacing: -.02em; }
.loan-card p { color: #64748b; font-size: 14px; line-height: 1.65; }
.loan-card ul { list-style: none; padding: 0; margin: 20px 0 0; display: grid; gap: 11px; }
.loan-card li { display: flex; align-items: flex-start; gap: 9px; color: #334155; font-size: 14px; }
.loan-card li span { color: #2563eb; font-weight: 900; }
.split { display: grid; grid-template-columns: .9fr 1.1fr; gap: 56px; align-items: center; }
.process-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.process-card { position: relative; overflow: hidden; background: linear-gradient(180deg, #ffffff 0%, #f8fafc 100%); border: 1px solid #e2e8f0; border-radius: 28px; padding: 28px; box-shadow: 0 18px 45px rgba(15,23,42,.06); }
.process-card::before { content: ""; position: absolute; top: -42px; right: -42px; width: 120px; height: 120px; border-radius: 999px; background: radial-gradient(circle, rgba(37,99,235,.14), transparent 65%); }
.number { position: relative; width: 66px; height: 66px; display: grid; place-items: center; border-radius: 24px; background: linear-gradient(135deg, #3b82f6, #2563eb); color: white; font-size: 24px; font-weight: 950; letter-spacing: -.04em; margin-bottom: 22px; box-shadow: 0 18px 35px rgba(59,130,246,.28); }
.number::before { content: "STEP"; position: absolute; top: -9px; right: -20px; border-radius: 999px; background: #eff6ff; border: 1px solid #bfdbfe; color: #1d4ed8; padding: 4px 8px; font-size: 9px; font-weight: 900; letter-spacing: .12em; box-shadow: 0 8px 18px rgba(15,23,42,.08); }
.number::after { content: ""; position: absolute; inset: 8px; border-radius: 18px; border: 1px solid rgba(255,255,255,.28); }
.process-card h3 { margin: 0; }
.process-card p { font-size: 14px; margin-bottom: 0; }
.about-card { background: #fff; border: 1px solid #e2e8f0; border-radius: 34px; padding: 48px; box-shadow: 0 12px 30px rgba(15,23,42,.05); display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
.contact { background: #1d4ed8; color: white; text-align: center; padding: 88px 0; }
.contact p { color: #dbeafe; max-width: 700px; margin-left: auto; margin-right: auto; }
.contact-actions { margin-top: 32px; display: flex; justify-content: center; flex-wrap: wrap; gap: 14px; }
.footer { background: white; color: #64748b; text-align: center; font-size: 14px; padding: 30px 24px; }
.footer p { margin: 5px 0; }
.icon-sm { width: 18px; height: 18px; flex: 0 0 auto; }
.icon-xs { width: 16px; height: 16px; flex: 0 0 auto; }
@media (max-width: 980px) {
  .nav, .header .btn { display: none; }
  .hero-grid, .split, .about-card { grid-template-columns: 1fr; }
  .loan-grid { grid-template-columns: repeat(2, 1fr); }
  .hero { min-height: auto; }
}
@media (max-width: 640px) {
  .container { width: min(100% - 32px, 1180px); }
  .hero-grid { padding: 72px 0; }
  .loan-grid, .process-grid { grid-template-columns: 1fr; }
  .hero-actions, .contact-actions { flex-direction: column; align-items: stretch; }
  .solution-card, .about-card { padding: 24px; border-radius: 26px; }
}